Can I Use A Monzo Card Abroad?
It’s a good question and one being frequently asked now that Monzo (and apps like it) are becoming ever more popular and widely used. The short answer and rule of thumb is this; if it’s a country that accepts Mastercard, then it’s a country that will also accept Monzo.
To better help though we've listed details for some of the most searched for locations to help you get sorted for your travels. Remember, it's always wise to take a back up card with you and it's also strongly advised to always have some cash with you too, just to be safe.
Monzo is great for use abroad as it doesn't add fees to the exchange rate and you also don't need to notify them in advance. You can also take out up to £200 every 30 days for free, or it's a 3% charge on withdrawals after that. However, not all locations support contactless payments or withdrawals via Monzo, so once again, your best bet is to check out the Monzo site for detailed advice.
Lastly, while Monzo may not charge you conversion charges, that's not to say the ATMs won't! Take care where you withdraw money from and check the best ways to save money before you travel.
For in-depth information, check out the Monzo travel forum.
Clickstay is not affiliated with Monzo and this information is purely to help with your holiday planning. For detailed advice, visit Monzo.com
Location | Can I Use My Monzo Card Here? | Additional Notes |
Europe |
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Can I use Monzo in Austria? | Yes |
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Can I use Monzo in Boznia? | Yes | Bosnia can be very cash-based so bear that in mind! |
Can I use Monzo in Bulgaria? | No | Monzo isn't accepted at Unicredit Bulbank (Bulgarian United Bank) or Raiffeisen Banks. |
Can I use Mono In Cyprus? |
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Can I use Monzo in Croatia? | Yes |
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Can I use Monzo in Czech Republic? |
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Can I use Monzo in France? | Yes |
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Can I use Monzo in Germany? | Yes |
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Can I use Monzo in Greece? | Yes | Lots of places only accept cash however, so it's always best to carry some. |
Can I use Monzo in Hungary? | Yes |
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Can I use Monzo in Ireland? | Yes |
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Can I use Monzo in Israel? | Yes |
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Can I use Monzo in Italy? | Yes |
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Can I use Monzo in Poland? | Yes |
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Can I use Monzo in Portugal? | Yes |
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Can I use Monzo in Romania? | Yes |
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Can I use Monzo in Russia? | Yes |
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Can I use Monzo in Serbia? | Yes |
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Can I use Monzo in Slovenia? | Yes |
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Can I use Monzo in Spain? | Yes |
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Can I use Monzo in Sweden? | Yes |
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Can I use Monzo in Switzerland? | Yes |
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Can I use Monzo in The Netherlands? | Mixed | Visit the Monzo site for details |
Can I use Monzo in Turkey? | Yes |
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Can I use Monzo in Ukraine? | Yes |
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Can I use Monzo in United Kingdom ? | Yes |
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Latin America/ Caribbean |
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Can I use Monzo in Arentina? | Yes |
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Can I use Monzo in Brazil? | Yes |
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Can I use Monzo in Chile? | Yes |
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Can I use Monzo in Columbia? | Yes |
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Can I use Monzo in Costa Rica? | Yes |
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Can I use Monzo in Ecuador? | Yes |
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Can I use Monzo in Guatemala? | Yes |
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Can I Use Monzo In Jamaica? | Yes |
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Can I use Monzo in Mexico? | Yes |
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Can I use Monzo in Miami? | Yes |
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Can I use Monzo in Panama? | Yes |
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Can I use Monzo in Peru? | Yes |
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Can I use Monzo in Venezuela? | Yes |
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America |
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USA | Mixed | Yes, but some big chains including Costco don't as of yet accept Monzo. |
Canada | Yes |
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Detroit | Yes |
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Kansas City | Yes |
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New York | Yes |
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Washington | Yes |
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Middle East & Africa |
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Bahrain | Yes |
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Egypt | Yes |
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Kenya | Yes |
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Morocco | Yes |
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Nigeria | Yes |
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Pakistan | Yes |
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Qatar | Yes |
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Saudi Arabia | Yes |
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South Africa | Yes |
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United Arab Emirates | Yes |
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Asia/Pacific |
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Australia | Yes |
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Bangladesh | Yes |
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Beijing | Yes |
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Shanghai | Yes |
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Hong Kong | Yes |
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India | Yes |
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Indonesia | Yes |
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Japan | Yes |
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Korea (south) | Mixed | Visit the Monzo site for details. |
Korea (north) | No |
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Malaysia | Yes |
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New Zealand | Yes |
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Philippines | Yes |
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Singapore | Yes |
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Sri Lanka | Yes |
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Thailand | Yes |
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