I am retired in Thailand. Being Malaysian it is very surprising that I want to stay here rather than in Malaysia which is very similar. I used to live in Johor Bahru and Kuala Lumpur. Life was getting more and more dangerous living in those cities. Tourists do not know it because they are only in the city centres where security is better than residential areas. Here in Chiangmai, it is the opposite. It is so safe and the local people are very nice. I have lived here for 5 years and so far, I have not encountered problems. The cost of living here is also very low compared to a similar sized city in Malaysia. In Malaysia, I could feel the political, religious and ethenic tensions which I do not experience here. Medical cost is also very low compared to Malaysia and the district hospital is only 5 minutes from where I live. It is good to be prepared. Many of the people living or who have lived in Jasmine Hills are retirees who want to make ends meet and not over spend. Chiangmai is the best place to be. Try it out. Jasmine Hills Villas and Spa have many long stay houses which are less tha one third of the daily rates if you book by the months rather than days. Live life to the fullest within your means. I have invested in a 2 storey bungalow which comprises of 2 units of 2 bedrooms each. They are rented out separately. The furnishing is very Northern Thai and I am sure my guests will enjoy the facilities in Jasmine Hills Villas and Spa. My life motto is to live life to the fullest without damaging my wallet.